Insulation and Air Sealing (Energy Efficiency)

Do you want your family to be more comfortable in your home, lower your energy bills, and get on the path to a clean energy future? Save money and improve your home’s comfort year-round with NYSERDA’s Home Energy Efficiency Programs. Solve common problems like drafty areas in your home, rooms that are difficult to keep cool in summer, and reduce the occurrence of icicles in winter. Rebates and financing make it easy to invest in a more efficient home now and more affordable clean heating options in the future.
Explore the energy efficiency programs available below and contact us if you have any questions. Sign up with EnergySmart Homes to get connected to our Installer Partners.
Questions? Call 914-242-4725 ext 122 or email

What are the benefits?

  • In the Northeast, most homes benefit from improved insulation, air sealing, weather stripping, and caulking.
  • It all starts with an assessment with a trained and qualified contractor who will help you identify the energy upgrades that are right for your home, including available rebates and financing.
  • The assessment provides you with a top-to-bottom look at where your home is wasting energy. You will learn the root cause of any drafts, inconsistent temperatures, heating and cooling system failures, or other problems you may be experiencing.

  • After the assessment, you will receive a report providing you with valuable information regarding the existing condition of your home, and identifying areas where energy efficiency, comfort and safety improvements can be made.
  • See Homeowner Success Stories and check out our most recent webinar recordings.

How Does the Process Work?



Sign up for EnergySmart HOMES

Get guidance and find out which technologies suit your home. The process is quick and easy.




A EnergySmart HOMES-approved local installer completes an energy assessment of your home, and gives you a detailed report outlining the results and recommendations.




Choose the improvements and financing that fit your needs. In many cases, a homeowner’s annual savings meet or exceed the annual loan costs.




Your EnergySmart HOMES-approved contractor installs the technologies in your home; you enjoy comfort and cost savings, and we all benefit from your home’s reduced greenhouse gas emissions.

NYSERDA Home Energy Efficiency Programs

New York State offers a range of energy efficiency programs for residential buildings.

Comfort Home & Residential Home Energy Audit

  • Your home energy assessment will be conducted by the EnergySmart Homes contractor of your choice (insert link to installer page), offering an expert analysis on where your home is wasting energy. Your contractor will perform essential health and safety tests to determine whether the major combustion appliances (furnace, boiler, hot water tank, stove) in your home are operating safely, and check for mold and conditions which contribute to its growth. After the assessment, you will receive a report summarizing the contractor’s findings and recommendations.
  • Homeowners pay for the cost of services, but incentives and financing are available.

Assisted Home Performance

  • Same assessment parameters as Comfort Home
  • Income-qualified homeowners can finance eligible energy efficiency improvements at a lower interest rate and receive a discount that covers 50% of eligible upgrades up to $5,000.


  • No-cost energy efficiency services to income-eligible New York residents, including homeowners, renters, apartment dwellers.
  • Income-eligible New York residents include: those receiving HEAP benefits, those with a household income below 60 percent of the state median income.
  • Common measures include: installation of high-efficiency lighting, insulation, replacement of old, inefficient household appliances or showerheads.
  • EmPower serves over 11,100 eligible New Yorkers annually.
  • The average project results in average annual utility bill savings of around $328.
  • Income-eligible New Yorkers can fill out a form online or call 1-877-NYSMART to request an application.

The NYSERDA Energy Efficiency programs are subsidized based on your annual household income. To find which NYSERDA program is best matched to you, see the descriptions below.

Incentives and Rebates

Energy efficiency rebates range from $500 – $4,000 for the Comfort Home Program. Income eligible residents can tap into additional incentives and rebates, up to $10,000. Coupling energy efficiency improvements with heat pumps can also provide hundreds of dollars in rebates from your utility.

Inflation Reduction Act:

The Inflation Reduction Act (IRA) empowers American households to save thousands of dollars on home energy efficiency upgrades.. Learn more here.

See Rewiring America’s IRA calculator to see how much money you can get with the Inflation Reduction Act. (As of 2023, tax credits for insulation and other energy efficiency upgrades have gone live! Learn more about these credits on the Department of Energy’s website.)

See the chart below to discover the utility and state offered incentives and rebates for energy efficiency projects.

The EnergySmart Homes partner-installers will find your relevant state and utility rebates using calculations specific to your building and the proposed equipment. Every EnergySmart Homes partner installer has the necessary accreditation, software, and experience to accurately inform you of your true bottom line (included on your proposal) and will assist you with the paperwork. The EnergySmart Homes Team is here to help!
To access the utility rebates and state incentives you must use a Con Ed, NYSEG or NYSERDA participating installer.

Download a simple PDF list of tax credits and point-of-sale rebates, newly offered through the Inflation Reduction Act (IRA).

Financing & Loan

This document provides information regarding financing options through NYSERDA for homeowners who are looking to install heat pumps and energy efficiency upgrades in their homes. It includes information on:

  • On-Bill Recovery Loan
  • Smart Energy Loan
  • Companion Loan
  • Renewable Energy Tax Bridge Loan

It also provides information on each loan’s interest rates and the general loan approval criteria for NYSERDA loans.

Residential Loan Information

Our EnergySmart Homes Partner Contractors offer additional financing options.

Contractor Loan Information


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For More Information

Contact Lauren Brois

914-242-4725 x122

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